Insurance Licensing InsNV_Health02 valid exam dumps : NV Accident and Health

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. For a group health plan subject to the federal waiting-period rule, the waiting period for otherwise eligible employees generally may not exceed:

A) 90 calendar days
B) 60 calendar days
C) 180 calendar days
D) 30 calendar days

2. Under a Gold health insurance plan, an insurer would be expected to pay which percentage of medical costs?

A) 90%
B) 60%
C) 70%
D) 80%

3. Under a Medicare Supplement policy that is issued in response to a direct solicitation, a policyowner may return the policy to the insurance company for a full premium refund within a MAXIMUM of how many days?

A) Forty-five
B) Thirty
C) Ten
D) Sixty

4. Which of the following is true regarding Medicare Advantage Plans?

A) Prescription drug coverage mandates generics only
B) The enrollee may opt out of a preventative health care program and receive a reduced premium
C) For many enrollee ' s deductible or coinsurance payments are reduced or eliminated
D) Vision and dental coverage is mandated.

5. The Nevada Life and Health Insurance Guaranty Association is financed by which of the following methods?

A) Assessing a premium tax
B) Assessing member insurance companies
C) Assessing agent association members
D) Assessing insureds

Solutions: